Ride-sharing Insurance

With over 16,000 ride-sharing drivers in the GTA, Aviva responds with a simple coverage option.

Responding to the growing use of ride-sharing services and the need to protect both passengers and drivers, Aviva Canada – one of the country’s leading providers of home, automobile, leisure/lifestyle and business insurance – is excited to announce the launch of coverage for drivers that carry paying passengers in their own vehicles.  The coverage for Ontario drivers is now available, as of February 1, 2016, and is a simple addition to an Aviva-insured personal auto policy.

Greg Somerville, President and CEO of Aviva Canada says “We’re excited to offer a simple and affordable solution within a driver’s existing personal auto policy, thereby providing drivers and passengers with absolute peace of mind that they have insurance coverage while ride-sharing.”

The coverage protects ride-sharing drivers (such as those contracted with UberX and the like) from the moment they initiate looking for passengers through to collecting and dropping off those passengers.
What is Ride-sharing Insurance?

• Ride-sharing insurance is designed for part-time drivers who use their own vehicles to carry paying passengers
• This coverage is not usually included in standard, personal auto insurance policies
• Ride-sharing insurance covers all three periods of ride-sharing:

o Period 1 – when a driver is logged on and awaiting passenger allocation
o Period 2 – while on route to pick up the passenger
o Period 3 – while transporting the passenger

Certain conditions, limitations and restrictions apply. Only available in Ontario.
Courtesy of Aviva Canada